1. Introduction
Saving Money Financial Solution ("we", "our", or "us") is committed to protecting your personal information and privacy. This Privacy Policy explains how we collect, use, store, and safeguard your data when you visit our website (savingmoney.in) or use our mutual fund and financial advisory services.
2. Information We Collect
In order to provide certified mutual fund distribution and wealth planning services, we may collect the following information:
- Identity & Contact Details: Full Name, Email Address, Phone/Mobile Number, City, State, and Residential Address.
- Regulatory & KYC Data: PAN Card details, Aadhaar/Government ID info, Bank Account details, and Demat account info required under AMFI / SEBI guidelines.
- Financial Profile: Investment goals, risk tolerance, monthly savings budget, and portfolio preferences.
3. How We Use Your Information
We use your information exclusively for legitimate wealth management purposes, including:
- Processing mutual fund applications and SIP mandates via authorized registrar portals (CAMS, KFintech, NSE NMF II, BSE StAR MF).
- Providing personalized portfolio reviews and quarterly performance updates.
- Complying with regulatory obligations under SEBI, AMFI, and Prevention of Money Laundering Act (PMLA).
4. Data Protection & Security
We implement stringent industry-standard 256-bit SSL encryption, secure servers, and restricted access protocols. We do not sell, rent, or lease your personal information to third-party marketing companies.
5. Contact for Privacy Inquiries
If you have any questions regarding your data or wish to update your records, please contact our Compliance Officer at suryakant15@gmail.com or call +91 9584900077.